@font-face{font-family:'Archivo';font-style:normal;font-weight:500;font-display:swap;src:url('fonts/archivo-500-latin.woff2') format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Archivo';font-style:normal;font-weight:500;font-display:swap;src:url('fonts/archivo-500-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Archivo';font-style:normal;font-weight:600;font-display:swap;src:url('fonts/archivo-600-latin.woff2') format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Archivo';font-style:normal;font-weight:600;font-display:swap;src:url('fonts/archivo-600-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Barlow';font-style:normal;font-weight:400;font-display:swap;src:url('fonts/barlow-400-latin.woff2') format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Barlow';font-style:normal;font-weight:400;font-display:swap;src:url('fonts/barlow-400-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Barlow';font-style:normal;font-weight:500;font-display:swap;src:url('fonts/barlow-500-latin.woff2') format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Barlow';font-style:normal;font-weight:500;font-display:swap;src:url('fonts/barlow-500-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Barlow';font-style:normal;font-weight:600;font-display:swap;src:url('fonts/barlow-600-latin.woff2') format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Barlow';font-style:normal;font-weight:600;font-display:swap;src:url('fonts/barlow-600-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
:root{
  /* Sampled straight off the Onyx mark. Verified with tools/verify.py:
     --blue on --paper measures 7.12:1, so unusually for a brand colour it is
     safe as BODY text on light and needs no darkened text-only variant.
     --peri fails on light (2.61:1) and is graphic-only; on --navy it is 6.08:1. */
  --navy:#0A1B5C;        /* ink on light, and the dark canvas */
  --navy-2:#071244;      /* deeper, for the second dark band */
  --blue:#2340D6;        /* the brand accent. text-safe on light */
  --blue-lift:#3A56E8;
  --peri:#7C9CFF;        /* GRAPHIC ONLY on light. text-safe on navy */
  --peri-2:#8FA8FF;
  --pale:#CFDBFF;
  --paper:#F6F8FE;       /* cool off-white, never beige */
  --white:#fff;
  --muted:#53618F;       /* body text secondary on light */
  --on-navy:rgba(236,241,255,.82);
  --rule:rgba(10,27,92,.14);
  --rule-dk:rgba(207,219,255,.22);
  --r:18px;             /* image corners. UI panels stay square on purpose */
  --wrap:1240px;
  --font-d:'Archivo',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  --font-b:'Barlow',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
/* the header is fixed, so anchor targets need to clear it or the heading you
   jumped to is hidden behind the bar */
[id]{scroll-margin-top:102px}
body{margin:0;background:#fff;color:var(--navy);font-family:var(--font-b);
  font-size:17px;line-height:1.62;overflow-x:hidden;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--font-d);font-weight:600;letter-spacing:-.035em;
  line-height:1.03;margin:0}
h1{font-size:clamp(2.7rem,6.4vw,5.1rem)}
h2{font-size:clamp(2.1rem,4.3vw,3.5rem)}
h3{font-size:1.3rem;letter-spacing:-.02em;line-height:1.2}
p{margin:0}
.wrap{width:min(100% - 44px,var(--wrap));margin-inline:auto}
.pad{padding-block:clamp(54px,6vw,88px)}
.ground{background:var(--paper)}
.lede{font-size:clamp(1.08rem,1.7vw,1.3rem);line-height:1.6;color:var(--muted);max-width:62ch}
.on-dark .lede{color:var(--on-navy)}
.skip{position:absolute;left:-9999px}
.skip:focus{left:16px;top:16px;background:var(--white);color:var(--navy);padding:14px 18px;z-index:200}

/* ---------- buttons: the only rounded things on the site ---------- */
.btn{display:inline-flex;align-items:center;gap:.6em;font-family:var(--font-b);font-weight:600;
  font-size:1rem;padding:.92em 1.7em;border-radius:999px;border:1.5px solid transparent;
  cursor:pointer;min-height:48px;white-space:nowrap;
  transition:transform .22s ease,background .22s ease,color .22s ease,border-color .22s ease}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:var(--blue-lift);transform:translateY(-2px)}
.btn-line{background:transparent;color:var(--navy);border-color:var(--rule)}
.btn-line:hover{border-color:var(--navy);transform:translateY(-2px)}
.on-dark .btn-line{color:#fff;border-color:var(--rule-dk)}
.on-dark .btn-line:hover{border-color:var(--pale);background:rgba(207,219,255,.1)}
.btn .arw{transition:transform .22s ease}
.btn:hover .arw{transform:translateX(3px)}

/* ---------- header ---------- */
.hdr{position:fixed;inset:0 0 auto;z-index:90;transition:background .3s ease,box-shadow .3s ease}
.hdr.scrolled{background:rgba(246,248,254,.92);backdrop-filter:blur(12px);
  box-shadow:0 1px 0 var(--rule)}
.hdr-in{display:flex;align-items:center;justify-content:space-between;height:82px;gap:20px}
/* nav rides over to the right and sits beside the CTA, rather than floating
   in the middle of the bar */
.hdr-in > nav{margin-left:auto;margin-right:14px}
.brand{display:flex;align-items:center;min-height:58px}
/* the mark reads fine small, but "FINANCIAL" is only 11.5 of the lockup's 115 units —
   below ~50px it renders sub-pixel and turns to mush, which looks like pixelation */
.brand img{height:58px;width:auto}
.nav-links{display:flex;align-items:center;gap:30px;list-style:none;margin:0;padding:0}
.nav-links a{font-size:.97rem;font-weight:500;color:var(--navy);position:relative;padding-block:4px}
.nav-links a::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;
  background:var(--blue);transform:scaleX(0);transform-origin:left;transition:transform .24s ease}
.nav-links a:hover::after,.nav-links a.on::after{transform:scaleX(1)}
.nav-links a.on{font-weight:600}
.hdr-cta{display:flex;align-items:center;gap:12px}
.burger{display:none;width:48px;height:48px;background:none;border:0;cursor:pointer;
  flex-direction:column;justify-content:center;gap:5px;padding:0 12px}
.burger span{height:2px;background:var(--navy);transition:transform .25s ease,opacity .2s ease}
.burger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger.open span:nth-child(2){opacity:0}
.burger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile{position:fixed;inset:82px 0 auto;background:var(--navy);padding:14px 22px 30px;
  display:none;flex-direction:column;gap:2px;z-index:89}
.mobile.open{display:flex}
.mobile a{color:#fff;font-size:1.12rem;font-weight:500;padding:14px 0;border-bottom:1px solid var(--rule-dk)}
.mobile .btn{margin-top:18px;justify-content:center}

/* ---------- hero: dark, with the ring artifact ---------- */
.hero{background:#fff;color:var(--navy);padding-top:132px;position:relative;overflow:hidden}
.hero h1{color:var(--navy)}
.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:clamp(36px,5vw,76px);align-items:center}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:34px}
.hero-note{margin-top:22px;font-size:.93rem;color:var(--muted);max-width:54ch}
.hero-sheen{position:absolute;inset:auto -12% -46% auto;width:760px;height:760px;
  background:radial-gradient(circle,rgba(124,156,255,.13),transparent 64%);pointer-events:none}

/* the calculator — square corners on purpose: precise, not a soft card */
.calc{background:var(--paper);border:1px solid var(--rule);padding:30px 30px 26px}
.calc h2{font-size:1.02rem;font-family:var(--font-b);font-weight:600;letter-spacing:.01em;color:var(--navy)}
.calc-sub{font-size:.88rem;color:var(--muted);margin-top:5px}
.calc-body{display:grid;grid-template-columns:1fr 210px;gap:30px;align-items:center;margin-top:24px}
.field{margin-bottom:17px}
.field label{display:flex;justify-content:space-between;align-items:baseline;
  font-size:.86rem;color:var(--muted);margin-bottom:8px;font-weight:500}
.field .val{font-family:var(--font-d);font-weight:600;font-size:1.04rem;color:var(--navy);letter-spacing:-.02em}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:3px;
  background:rgba(10,27,92,.17);outline:none;border-radius:2px}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;
  border-radius:50%;background:var(--blue);cursor:pointer;border:3px solid #fff;
  box-shadow:0 0 0 1px var(--blue)}
input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--blue);
  cursor:pointer;border:3px solid #fff}
input[type=range]:focus-visible{outline:2px solid var(--blue);outline-offset:4px}
.calc-out{text-align:center}
.calc-out .num{font-family:var(--font-d);font-weight:600;font-size:clamp(1.7rem,2.6vw,2.1rem);
  letter-spacing:-.04em;color:var(--navy);line-height:1}
.calc-out .cap{font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;
  color:var(--blue);margin-top:9px;font-weight:600}
.ringwrap{position:relative;width:186px;height:186px;margin:0 auto 18px}
.ringwrap svg{position:absolute;inset:0}
.ring{fill:none;stroke-linecap:round;transition:stroke-dasharray .7s cubic-bezier(.22,1,.36,1),
  opacity .5s ease}
.calc-legend{margin-top:20px;padding-top:16px;border-top:1px solid var(--rule);
  display:flex;flex-wrap:wrap;gap:8px 20px;font-size:.82rem;color:var(--muted)}
.calc-legend i{display:inline-block;width:9px;height:9px;border-radius:50%;margin-right:7px}
.calc-foot{margin-top:16px;font-size:.78rem;color:var(--muted);line-height:1.5}
/* the same note inside a dark band: --muted is a light-ground colour and fails there */
.on-dark .calc-foot,.band .calc-foot{color:rgba(236,241,255,.72)}

/* ---------- product index: rule-separated rows, never a card grid ---------- */
.idx{border-top:2px solid var(--navy);margin-top:34px;max-width:1010px}
.idx-row{display:grid;grid-template-columns:auto 1fr auto;gap:26px;align-items:center;
  padding:30px 0;border-bottom:1px solid var(--rule);transition:padding-left .3s ease}
.idx-row:hover{padding-left:12px}
.idx-n{font-family:var(--font-d);font-weight:500;font-size:.88rem;color:var(--blue);
  letter-spacing:.04em;min-width:30px}
.idx-row h3{margin-bottom:5px}
.idx-row p{color:var(--muted);font-size:1rem;max-width:66ch}
.idx-go{font-size:1.5rem;color:var(--blue);transition:transform .3s ease}
.idx-row:hover .idx-go{transform:translateX(7px)}

/* ---------- numbered steps: open type on a rule, no icons ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(22px,2.6vw,40px);margin-top:36px}
.step{padding-top:24px;border-top:2px solid var(--navy);transition:border-color .3s ease}
.step:hover{border-color:var(--blue)}
.on-dark .step{border-top-color:var(--pale)}
.step .n{font-family:var(--font-d);font-weight:600;font-size:2.6rem;letter-spacing:-.04em;
  color:var(--blue);line-height:1;margin-bottom:14px;display:block}
.on-dark .step .n{color:var(--peri)}
.step p{color:var(--muted);margin-top:9px}
.on-dark .step p{color:var(--on-navy)}

/* ---------- carriers: names on rules, not a logo soup of 16 mismatched PNGs ---------- */
.carriers{list-style:none;margin:44px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:0 36px}
.carriers li{font-family:var(--font-d);font-weight:500;font-size:1.02rem;letter-spacing:-.015em;
  color:var(--navy);padding:14px 0;border-bottom:1px solid var(--rule)}

/* trust badges under the hero lede */
.badges{list-style:none;display:flex;flex-wrap:wrap;gap:10px 10px;margin:26px 0 0;padding:0}
.badges li{font-size:.84rem;font-weight:600;letter-spacing:.01em;color:var(--blue);
  border:1px solid rgba(35,64,214,.28);border-radius:999px;padding:7px 15px;background:rgba(35,64,214,.05)}

/* big-number figures */
.figures{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(22px,2.6vw,40px);margin-top:36px}
.figure{padding-top:24px;border-top:2px solid var(--navy)}
.figure b{display:block;font-family:var(--font-d);font-weight:600;font-size:clamp(2.4rem,4.4vw,3.4rem);
  letter-spacing:-.045em;color:var(--blue);line-height:1}
.figure span{display:block;margin-top:12px;color:var(--muted);font-size:1rem;max-width:26ch}

.kicker{font-size:.8rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;
  color:var(--blue);margin:0 0 18px}

.founder-name{margin-top:26px;font-family:var(--font-d);font-weight:600;font-size:1.06rem;
  color:var(--navy);letter-spacing:-.02em}
.founder-name span{display:block;font-family:var(--font-b);font-weight:500;font-size:.9rem;
  color:var(--muted);letter-spacing:0;margin-top:3px}

/* ---------- photography ---------- */
/* the frame takes the row height from the copy beside it; the image is absolute so its
   intrinsic size can't push the row taller and leave a hole under the text */
.shotframe{position:relative;overflow:hidden;min-height:280px}
.sidelong{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 30%}
/* asymmetric on purpose: a rigid three-up of equal cards is the tell */
.cluster{display:grid;grid-template-columns:1.34fr .86fr;gap:18px;margin-top:48px;align-items:stretch}
.cluster img{width:100%;height:auto;object-fit:cover;display:block}
/* the big frame fills whatever height the stacked pair makes, so they bottom-align */
.cluster .big{height:100%;aspect-ratio:auto;min-height:0}
.cluster .col{display:grid;gap:18px}
.cluster .col img{aspect-ratio:3/2}

/* ---------- why-us: statement left, points on rules right ---------- */
.why-grid{display:grid;grid-template-columns:.86fr 1.14fr;gap:clamp(30px,3.6vw,58px);align-items:stretch}
/* each column is a flex stack so a trailing image absorbs the leftover height
   instead of leaving a hole under the copy */
.why-grid > div:not(.points){display:flex;flex-direction:column}
.points{display:grid;grid-template-columns:1fr 1fr;gap:34px 40px;align-content:space-between}
.point{padding-top:20px;border-top:1px solid var(--rule)}
.point h3{font-size:1.1rem;margin-bottom:8px}
.point p{color:var(--muted);font-size:.98rem}

/* ---------- dark band ---------- */
.band{background:var(--navy);color:#fff}
.band-2{background:var(--navy-2);color:#fff}
.band h2,.band-2 h2{color:#fff}
.on-dark{color:#fff}

/* ---------- stat row ---------- */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:28px;margin-top:48px}
.stat{border-top:1px solid var(--rule-dk);padding-top:18px}
.stat b{display:block;font-family:var(--font-d);font-weight:600;font-size:clamp(1.7rem,2.8vw,2.3rem);
  letter-spacing:-.04em;color:#fff;line-height:1}
.stat span{display:block;margin-top:8px;font-size:.92rem;color:var(--on-navy)}

/* ---------- footer ---------- */
.ftr{background:var(--navy-2);color:#fff;padding-block:68px 32px}
.ftr-top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:38px}
.ftr img{height:54px;width:auto;margin-bottom:16px}
.ftr h4{font-family:var(--font-b);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;
  color:var(--peri);font-weight:600;margin-bottom:14px}
.ftr a{display:block;color:var(--on-navy);font-size:.96rem;padding:5px 0}
.ftr a:hover{color:#fff}
.ftr-blurb{color:var(--on-navy);font-size:.95rem;max-width:34ch}
.ftr-btm{margin-top:48px;padding-top:22px;border-top:1px solid var(--rule-dk);
  display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;
  font-size:.84rem;color:rgba(236,241,255,.52)}
.ftr-btm a{display:inline}

/* ---------- reveal ---------- */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
.d1{transition-delay:.08s}.d2{transition-delay:.16s}.d3{transition-delay:.24s}
@supports (animation-timeline:view()){
  @media (prefers-reduced-motion:no-preference){
    .reveal{opacity:1;transform:none;transition:none;animation:rise both;
      animation-timeline:view();animation-range:entry 8% cover 26%}
  }
}
@keyframes rise{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}

/* ---------- responsive ---------- */
@media (max-width:1000px){
  .hero-grid{grid-template-columns:1fr;gap:42px}
  .why-grid{grid-template-columns:1fr;gap:34px}
  .carriers{grid-template-columns:1fr 1fr}
  .cluster{grid-template-columns:1fr;gap:14px}
  .steps,.figures{grid-template-columns:1fr;gap:0}
  .figure{padding:22px 0}
  .step{padding:24px 0}
  .stats{grid-template-columns:repeat(2,1fr)}
  .ftr-top{grid-template-columns:1fr 1fr;gap:30px}
}
@media (max-width:760px){
  /* hybrid nav: the one action people came for stays visible, the links go behind the
     hamburger. A fully hidden nav measurably costs discoverability. */
  .nav-links{display:none}
  .burger{display:flex;width:44px;padding:0 10px}
  .hdr-in{height:72px;gap:12px}
  .brand img{height:44px}
  .hdr-cta{gap:6px}
  .hdr-cta .btn{font-size:.9rem;padding:.7em 1.05em;min-height:44px}
  .mobile{inset:72px 0 auto}
  .ftr a{padding:11px 0}
  .qback{padding:13px 0}
  .hero{padding-top:104px}
  .calc-body{grid-template-columns:1fr;gap:22px}
  .ringwrap{width:168px;height:168px}
  .strip{aspect-ratio:3/2}
  .carriers{grid-template-columns:1fr}
  .points{grid-template-columns:1fr;gap:0}
  .point{padding:20px 0}
  .idx-row{grid-template-columns:auto 1fr;gap:16px;padding:24px 0}
  .idx-go{display:none}
  .ftr-top{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr;gap:0}
  .stat{padding:16px 0}
}
/* mandatory, and outside any cascade layer so it always wins */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;
    transition-duration:.001ms!important;scroll-behavior:auto!important}
  .reveal{opacity:1;transform:none}
}


/* ---------- carrier marquee: logos, not another list ---------- */
.marquee{margin-top:30px;overflow:hidden;position:relative;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);
          mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent)}
.marquee-track{display:flex;gap:64px;width:max-content;align-items:center;
  animation:slide 38s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
/* Carrier artwork arrives in a dozen different inks, and two of these wordmarks are
   white-on-dark files that would vanish on paper. brightness(0) flattens every opaque
   pixel to one ink, so the row reads as a single quiet system instead of a ransom note. */
.marquee img{height:46px;width:auto;max-width:170px;object-fit:contain;
  filter:brightness(0);opacity:.46;transition:opacity .3s ease}
.marquee img:hover{opacity:.82}
@keyframes slide{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){
  .marquee-track{animation:none;flex-wrap:wrap;width:auto;justify-content:center;gap:34px}
}
@media (max-width:760px){
  .marquee-track{gap:40px}
  .marquee img{height:38px;max-width:132px}
  .strip-label{font-size:.78rem;letter-spacing:.1em}
}

/* ---------- quote wizard ---------- */
.quote{background:var(--paper);border:1px solid var(--rule);padding:28px 28px 24px}
.quote h2{font-size:1.14rem;font-family:var(--font-b);font-weight:600;color:var(--navy);letter-spacing:0}
.quote .sub{font-size:.9rem;color:var(--muted);margin-top:6px}
.qstep{display:none}
.qstep.on{display:block}
.qprog{display:flex;gap:6px;margin:20px 0 22px}
.qprog i{height:3px;flex:1;background:var(--rule);border-radius:2px}
.qprog i.done{background:var(--blue)}
.qopts{display:grid;gap:10px;margin-top:18px}
.qopt{display:block;width:100%;text-align:left;background:#fff;border:1.5px solid var(--rule);
  padding:15px 18px;cursor:pointer;font-family:var(--font-b);font-size:1rem;color:var(--navy);
  transition:border-color .2s ease,background .2s ease}
.qopt:hover{border-color:var(--blue);background:rgba(35,64,214,.04)}
.qopt b{display:block;font-weight:600}
.qopt span{display:block;font-size:.87rem;color:var(--muted);margin-top:3px}
.qfield{margin-bottom:14px}
.qfield label{display:block;font-size:.86rem;font-weight:500;color:var(--muted);margin-bottom:6px}
.qfield input,.qfield select{width:100%;padding:12px 14px;border:1.5px solid var(--rule);
  background:#fff;font-family:var(--font-b);font-size:1rem;color:var(--navy);min-height:46px}
.qfield input:focus,.qfield select:focus{outline:2px solid var(--blue);outline-offset:1px;border-color:var(--blue)}
.qrow{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.qback{background:none;border:0;color:var(--muted);font-family:var(--font-b);font-size:.9rem;
  cursor:pointer;padding:10px 0;text-decoration:underline}
.qfoot{margin-top:14px;font-size:.78rem;color:var(--muted);line-height:1.5}
@media (max-width:760px){ .qrow{grid-template-columns:1fr} }


/* ---------- carrier strip: logos pass by, no sales pitch attached ---------- */
.logos-strip{padding-block:clamp(40px,4.6vw,60px)}
.strip-label{font-size:.83rem;font-weight:600;letter-spacing:.13em;text-transform:uppercase;
  color:var(--muted);text-align:center}

/* ---------- coverage shelf ----------
   A native exclusive disclosure (<details name>) — the browser gives keyboard handling,
   one-open-at-a-time and Esc for free. Each panel carries a real duration diagram rather
   than a paragraph in a box: where the coverage actually sits across a life. */
.shelf-grid{display:grid;grid-template-columns:.84fr 1.16fr;
  gap:clamp(32px,4.6vw,78px);align-items:start}
.shelf-shot{width:100%;height:auto;aspect-ratio:5/4;object-fit:cover;
  object-position:center 30%;margin-top:32px}
.shelf{border-top:2px solid var(--navy)}
.cov{border-bottom:1px solid var(--rule)}
.cov > summary{list-style:none;cursor:pointer;display:grid;
  grid-template-columns:1fr auto 20px;align-items:center;gap:20px;padding:22px 0;
  transition:padding-left .34s cubic-bezier(.22,1,.36,1)}
.cov > summary::-webkit-details-marker{display:none}
.cov > summary:hover{padding-left:11px}
.cov > summary:focus-visible{outline:2px solid var(--blue);outline-offset:3px}
.cov-name{font-size:clamp(1.42rem,2.5vw,2.05rem);letter-spacing:-.038em;line-height:1.04;
  color:var(--navy);transition:color .25s ease}
.cov[open] .cov-name,.cov > summary:hover .cov-name{color:var(--blue)}
.cov-tag{font-size:.87rem;font-weight:500;color:var(--muted);white-space:nowrap}
.cov-sign{position:relative;width:18px;height:18px;justify-self:end}
.cov-sign::before,.cov-sign::after{content:"";position:absolute;left:0;right:0;top:8px;height:2px;
  background:var(--navy);transition:transform .4s cubic-bezier(.22,1,.36,1)}
.cov-sign::after{transform:rotate(90deg)}
.cov[open] .cov-sign::before{transform:rotate(135deg)}
.cov[open] .cov-sign::after{transform:rotate(45deg)}
.cov-body{padding:0 0 32px;max-width:58ch}
.cov-body > p{color:var(--muted)}
.cov-meta{margin-top:20px;font-size:.87rem;color:var(--muted)}
.cov-meta b{color:var(--navy);font-weight:600}
.dur{margin-top:24px;max-width:420px}
.dur-track{position:relative;height:7px;background:rgba(10,27,92,.11)}
.dur-fill{position:absolute;top:0;bottom:0;left:var(--a);width:var(--w);
  background:var(--blue);transform:scaleX(0);transform-origin:left}
.cov[open] .dur-fill{animation:growx .62s cubic-bezier(.22,1,.36,1) .05s both}
@keyframes growx{to{transform:scaleX(1)}}
.dur-scale{display:flex;justify-content:space-between;margin-top:9px;font-size:.73rem;
  letter-spacing:.09em;text-transform:uppercase;color:var(--muted)}
@media (min-width:1001px){.shelf-intro{position:sticky;top:104px}}
@media (max-width:1000px){
  .shelf-grid{grid-template-columns:1fr;gap:30px}
  .shelf-shot{max-width:480px;aspect-ratio:3/2;margin-top:26px}
}
@media (max-width:560px){
  .cov > summary{grid-template-columns:1fr 20px;gap:6px 16px;padding:19px 0}
  .cov-tag{grid-column:1;grid-row:2}
  .cov-sign{grid-column:2;grid-row:1}
}

/* ---------- two-up prose contrast: no numerals, no boxes ---------- */
.pair{display:grid;grid-template-columns:1fr 1fr;gap:clamp(30px,4vw,66px);margin-top:44px}
.pair > div{padding-top:22px;border-top:2px solid var(--navy)}
.pair h3{font-size:clamp(1.26rem,2vw,1.58rem);margin-bottom:15px}
.pair p{color:var(--muted);margin-bottom:13px}
.pair p:last-child{margin-bottom:0}
@media (max-width:820px){.pair{grid-template-columns:1fr;gap:30px}}

/* ---------- tool index: name left, plain English right ---------- */
.rows{border-top:2px solid var(--navy);margin-top:40px}
.row{display:grid;grid-template-columns:.4fr .6fr;gap:clamp(18px,3vw,46px);align-items:baseline;
  padding:25px 0;border-bottom:1px solid var(--rule);
  transition:padding-left .34s cubic-bezier(.22,1,.36,1)}
.row:hover{padding-left:12px}
.row h3{font-size:clamp(1.1rem,1.6vw,1.34rem)}
.row p{color:var(--muted);font-size:.99rem;max-width:62ch}
@media (max-width:760px){.row{grid-template-columns:1fr;gap:7px;padding:21px 0}}


/* ---------- imagery: soft corners, and three that do more than sit there ----------
   Photographs get the radius; form shells and panels stay square, so the page reads
   as soft imagery against crisp UI rather than everything-in-a-rounded-box. */
.shotframe{border-radius:var(--r)}
.shelf-shot{border-radius:var(--r)}

/* an offset colour block behind the photo — collage depth, drawn with a hard-edged
   shadow so it needs no extra element and follows the radius for free */
.flair-block{box-shadow:-26px 26px 0 0 var(--pale)}

/* the same block, thrown the other way, so the two photos answer each other */
.flair-block-r{box-shadow:26px 26px 0 0 var(--pale)}
@media (max-width:760px){[id]{scroll-margin-top:86px}}

/* one oversized corner: the same frame, cut differently */
.flair-corner{border-radius:var(--r) clamp(56px,9vw,116px) var(--r) var(--r)}

/* the founder portrait sits in an arch — the one shape on the site that is a shape */
/* width:100% matters — the frame's only child is absolutely positioned, so without it
   the box shrink-to-fits to zero and aspect-ratio then gives it zero height too */
.arch{width:100%;aspect-ratio:4/5;max-width:430px;margin-left:auto;min-height:0;
  border-radius:50% 50% var(--r) var(--r) / 42% 42% var(--r) var(--r)}
.arch .sidelong{object-position:center 18%}

@media (max-width:1000px){
  /* full-width photos would push the offset block past the page edge */
  .flair-block,.flair-block-r{box-shadow:none}
  .arch{margin-inline:0;max-width:380px}
}

/* ---------- values: four statements on heavy rules ---------- */
.values{display:grid;grid-template-columns:1fr 1fr;
  gap:clamp(30px,3.4vw,52px) clamp(32px,4vw,66px);margin-top:46px}
.values > div{padding-top:24px;border-top:2px solid var(--navy)}
.values h3{font-size:clamp(1.18rem,1.9vw,1.5rem);margin-bottom:13px}
.values p{color:var(--muted);max-width:52ch}
@media (max-width:820px){.values{grid-template-columns:1fr;gap:30px}}

/* ---------- a hero with no photograph has to carry it on type alone ---------- */
/* the careers hero carries a product artifact rather than a photograph, so the copy
   column gets the larger share */
.hero-wide{grid-template-columns:1.14fr .86fr}

/* ---------- case rail: the status view an agent actually lives in ----------
   square-cornered like the quote form — panels stay crisp, only photographs round off */
.rail-panel{background:var(--paper);border:1px solid var(--rule);padding:30px 30px 28px}
.rail-cap{font-size:.78rem;font-weight:600;letter-spacing:.13em;text-transform:uppercase;
  color:var(--muted);margin-bottom:26px}
.rail{list-style:none;margin:0;padding:0;position:relative}
.rail::before,.rail::after{content:"";position:absolute;left:7px;top:12px;width:2px}
.rail::before{bottom:18px;background:var(--rule)}
.rail::after{height:62%;background:var(--blue);transform:scaleY(0);transform-origin:top;
  animation:growy .95s cubic-bezier(.22,1,.36,1) .3s forwards}
@keyframes growy{to{transform:scaleY(1)}}
.rail li{position:relative;padding:0 0 25px 34px;animation:rise .55s cubic-bezier(.22,1,.36,1) both}
.rail li:last-child{padding-bottom:0}
.rail li:nth-child(1){animation-delay:.10s}
.rail li:nth-child(2){animation-delay:.19s}
.rail li:nth-child(3){animation-delay:.28s}
.rail li:nth-child(4){animation-delay:.37s}
.rail li:nth-child(5){animation-delay:.46s}
.rail-dot{position:absolute;left:0;top:3px;width:16px;height:16px;border-radius:50%;
  border:2px solid var(--rule);background:#fff}
.rail li.done .rail-dot{background:var(--blue);border-color:var(--blue)}
.rail li.now .rail-dot{border-color:var(--blue);box-shadow:0 0 0 4px rgba(35,64,214,.15)}
.rail b{display:block;font-family:var(--font-d);font-weight:600;font-size:1.02rem;
  letter-spacing:-.02em;color:var(--navy)}
.rail i{display:block;font-style:normal;font-size:.89rem;color:var(--muted);margin-top:3px}
.rail li:not(.done):not(.now) b{color:var(--muted)}
@media (max-width:1000px){.hero-wide{grid-template-columns:1fr}}

/* a long sentence as a headline needs a smaller setting than a three-word one */
.hero-sentence h1{font-size:clamp(2.3rem,4.4vw,3.6rem);letter-spacing:-.03em}

/* the hand-off panel that replaces the form body on the last step. square, like the
   form shell it sits inside — a rounded filled box with text in it is the tell */
.qdone h3{font-size:1.3rem;margin-bottom:10px}
.qdone > p{color:var(--muted)}
.qdone .qfoot{margin-top:18px}
.qdone .qfoot a{color:var(--blue);text-decoration:underline}
.qdone:focus{outline:none}
.qdone .hero-cta{margin-top:22px}


/* ---------- careers runs dark ----------
   Same skeleton as every other page; a different canvas, so you know at a glance
   you have crossed from the client side of the site to the agent side. */
.hero.hero-dark{background:var(--navy);color:#fff}
.hero-dark h1{color:#fff}
.hero-dark .lede{color:var(--on-navy)}
.hero-dark .kicker{color:var(--peri)}
.hero-dark .hero-sheen{background:radial-gradient(circle,rgba(124,156,255,.22),transparent 64%)}
.hero-dark .btn-line{color:#fff;border-color:var(--rule-dk)}
.hero-dark .btn-line:hover{border-color:var(--pale);background:rgba(207,219,255,.1)}
.hero-dark .rail-panel{background:#162664;border-color:var(--rule-dk)}
.hero-dark .rail-cap{color:var(--peri)}
.hero-dark .rail b{color:#fff}
.hero-dark .rail i{color:var(--on-navy)}
.hero-dark .rail li:not(.done):not(.now) b{color:rgba(236,241,255,.72)}
.hero-dark .rail::before{background:var(--rule-dk)}
.hero-dark .rail::after{background:var(--peri)}
.hero-dark .rail-dot{background:var(--navy);border-color:var(--rule-dk)}
.hero-dark .rail li.done .rail-dot{background:var(--peri);border-color:var(--peri)}
.hero-dark .rail li.now .rail-dot{border-color:var(--peri);box-shadow:0 0 0 4px rgba(124,156,255,.22)}

/* the bar is transparent at the top of the page, so over a navy hero it has to invert —
   and it stays navy once scrolled rather than flashing to paper mid-scroll */
body.dark-nav .hdr{background:var(--navy)}
body.dark-nav .hdr.scrolled{background:rgba(10,27,92,.94);box-shadow:0 1px 0 var(--rule-dk)}
body.dark-nav .nav-links a{color:#fff}
body.dark-nav .nav-links a::after{background:var(--peri)}
body.dark-nav .burger span{background:#fff}