I built the agency
I wanted to buy from.
Buying life insurance used to mean long forms, a stack of jargon and waiting on somebody to call you back. The tools to fix all of that already existed. Nobody was pairing them with an advisor who actually picks up.
So Onyx Financial does both. The technology handles what technology is good at — shopping 16 carriers at once, carrying the paperwork, keeping you posted. Your advisor handles the part only a person can: sitting down with your situation and giving you the professional guidance to know your family will be taken care of.
Philip PinckneyFounder, Onyx Financial
What we stand for.
Four things decide every recommendation that leaves this office.
Independent by design
No carrier owns us, so the recommendation follows your numbers rather than somebody's quota. Every quote goes out to 16 carriers at once and you see what comes back.
Say it in plain words
If you can't explain your own policy back to your spouse, we haven't done our job. No jargon, and no fine print you only find out about later.
Software for the busywork, people for the decision
Quoting, forms and follow-up should run themselves. The decision about how your family is protected deserves a licensed advisor who knows your name and picks up the phone.
The Golden Rule
We only put families into coverage we would want our own families in. If it isn't good enough for the people we go home to, it doesn't go in front of you.
How we work.
What we carry, so you don't have to.
We do the shopping
One set of answers from you, 16 carriers compared on our side. You see the options worth seeing and what separates them.
We carry the paperwork
Application, medical requirements, underwriting follow-up. You'll hear where yours stands without ever having to chase it.
We stay on the file
The same advisor next year, at renewal, when a baby arrives, and on the day your family has to make the claim.
Peace of mind is only one call away.
No application, no medical exam, no commitment. Just a straight answer about what your family would need and what it'd cost.
Term life, whole life, universal life, final expense, mortgage protection and annuities. Licensed nationwide.